Top Five Careers in Banking and Finance

Banks are an essential part of the economy and so is the Finance field as they are unlikely to vanish anytime. Moreover, the banking and Finance sector have a strong regulatory framework that ensures the stability and safety of financial institutions. Another advantage of working in Banking and Finance sector is the potential for incredible career growth. The top Business School in Rajasthan, Poddar Business School provides the top PGDM program in which it covers Banking and Finance as separate new age electives.

1. Corporate and Institutional Banking

Corporate and Institutional Banking is usually the biggest money maker for all the large international banks. There are dozens of specific roles within corporate banking like Coverage Managers, Credit Analysts, Trade Finance Specialists or Supply Chain professionals. Corporate Banking jobs provide a healthy mix of good compensation, decent hours and some flexibility in terms of career path and prospects. Poddar Business School participated in the 3rd Global Textile Conclave of Confederation of Indian Textile Industry.

2. Capital Markets

These guys help companies raise capital by issuing equity or debt products. IPOs, FPOs, investment grade and high-yield bonds, etc. all get covered here. Some banks categorize these teams under ‘corporate finance’ but it’s just clearer to use specific terms like Debt Capital Market or Equity Capital Market.

Capital markets are unmatched when it comes to how much money you make versus the hours you put in.

3. Leveraged Finance

Leverage is the use of debt for financing strategic corporate activities like takeovers, expansions, share repurchases, recapitalizations, etc. Leveraged Finance is more specialized than plain vanilla lending and requires a deeper knowledge of properly dealing with very large amounts of debt. High leverage usually comes with high risk so extra skill is required. A National Seminar on ‘Essentials of Stock Market’ was organized at Poddar Business School providing valuable insights on Stock Market and its components.

4. Restructuring

Companies sometimes get into trouble and are unable to pay their creditors that is where restructuring comes in. These teams usually come up with a solution that is agreeable to both the debtor and creditor in order to salvage a deal that has gone sour. This usually means restructuring the firm’s assets and liabilities by downsizing, asset sales, refinancing etc. in order to meet their obligations.

5. Real Estate Investing

Real estate investing is big business. The main issue with real estate has always been a lack of liquidity, long development times and so on which makes it harder to trade unlike stocks or cotton futures, for example. That is why most big funds don’t invest in real estate but there are thousands of smaller funds that do. Also, with the rise of REIT’s big firms can now indeed trade real estate in real time.

By pursuing an MBA/PGDM at Poddar Business School, you will have access to a vast network of alumni and industry experts. Networking with alumni and industry experts, you will also have the opportunity to interact with your peers in the classroom.